Alvin Wan
GTA Sales Representative
Alvin Wan, Sales Representative — Central Home Realty, Brokerage. Expert guidance for buyers, sellers & investors across Brampton, Mississauga, Toronto and surrounding communities.
I'm a RECO-registered Sales Representative with Central Home Realty, serving buyers, sellers and investors across Brampton, Mississauga, Toronto and the surrounding GTA. Trained through Humber's Real Estate Salesperson Program under Ontario's current TRESA rules, I explain every step — representation, disclosures, offers — before you sign anything.
My approach is data-first: the mortgage scenario calculator and market tools on this site are the same lens I bring to pricing your sale or stress-testing your purchase. And in English or Mandarin (中文), you'll always know exactly where you stand.
Sales Representative — Real Estate Council of Ontario
Full MLS® access via Toronto Regional Real Estate Board
English & Mandarin — serving GTA's diverse communities
* Data sourced from TRREB. Updated monthly. For informational purposes only.
What you can expect when we work together.
Bilingual service in English and Mandarin (中文服務) — clear communication for the GTA's diverse families, from first viewing to final signature.
Decisions backed by numbers, not hype. Explore the live mortgage scenario calculator and market tools built right into this site — the same data lens I bring to your search or sale.
Full TRREB MLS® access across Brampton, Mississauga, Toronto and surrounding communities — buying, selling, or leasing.
Trained under Ontario's current TRESA framework — clear explanations of representation, disclosures, and your options before you sign anything.
Recent, rigorous training through Humber's Real Estate Salesperson Program — current rules, current forms, current market practices.
Reach me the way you prefer — WhatsApp, email, or phone — with quick turnarounds on showings, offers, and questions.
Whether you're buying or selling, here's exactly what to expect working with Alvin.
We start with a no-obligation conversation to understand your goals, budget, and timeline. In-person, phone, or video — your choice.
Before searching, we connect you with trusted mortgage professionals to confirm your budget and strengthen your offer position.
We identify properties that match your criteria and schedule tours around your schedule — including private showings before they hit the public market.
Alvin prepares a competitive offer backed by current market data, negotiates on your behalf, and guides you through conditions and clauses.
We coordinate home inspections, review documents, and ensure every condition is satisfied before you waive and commit.
Alvin works with your lawyer to ensure a smooth closing. On possession day, you get your keys — and ongoing support after the sale.
You're not legally required to use a realtor, but it's strongly recommended. You get expert negotiation, market knowledge, and legal protection. Contact Alvin for a free consultation to understand how the process works for you.
In Canada, the minimum down payment is 5% for homes under $500K; for homes between $500K and $1.5M it's 5% on the first $500K plus 10% on the portion above $500K; and 20% for homes $1.5M and above. (The insured-mortgage cap rose from $1M to $1.5M on December 15, 2024.) A larger down payment reduces your mortgage and can avoid CMHC insurance premiums.
Budget 1.5–4% of the purchase price for closing costs. These include Ontario Land Transfer Tax (and Toronto LTT if applicable), legal fees, title insurance, home inspection, and adjustments. First-time buyers may qualify for a land transfer tax rebate of up to $4,000.
From starting your search to getting keys, most buyers take 2–4 months in the GTA. This includes 2–6 weeks to find the right home, a few days to a week to negotiate and firm up an offer, and typically 30–90 days for the closing period.
Pre-qualification is an informal estimate based on self-reported information. Pre-approval is a formal commitment from a lender after verifying your income, credit, and assets. Sellers in the GTA take pre-approved buyers much more seriously — always get pre-approved before making offers.
Whether you're buying, selling, or just exploring your options — reach out for a free, no-pressure conversation.
Let's find the right property — or the right buyer — for you. No pressure, just expertise.